Confused about auto insurance deductibles? Here’s the quick breakdown: Your deductible is the amount you pay out of pocket before your insurance company covers the rest. Choosing a higher deductible lowers your monthly premium but increases your cost during a claim. A lower deductible raises your premium but reduces financial stress after an accident. Collision covers accident-related damage, while comprehensive covers theft, storms, and more. Make the smart choice for your budget and protection
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