You sent the invoice. They said they'd pay Net 30. It's been 45 days. You've sent two reminders. You've tried to sound polite but firm. You're wondering if you need to call them, or worse, if you should just write it off. Meanwhile, your own bills are piling up. Payroll is in two days. And you're stuck playing collections agent instead of running your business. If you're a small business owner, this isn't a hypothetical. It's Tuesday. AI is starting to automate payments in a way that actually so
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