It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

Credit card debt is often the most costly type of debt Americans can take on, largely due to the incredibly high interest rates many cards carry. On top of credit card debt being at a record high, the ...

Learn effective strategies to eliminate credit card debt quickly, even on a tight budget. Discover proven methods for financial freedom. Ex-FBI agent notices something odd about Nancy Guthrie ransom ...

The moment your balance hits the card's limit, your credit utilization on that card jumps to 100%. That matters because utilization is one of the most important factors in your credit score. It ...