The Secure 2.0 Act included changes to 401(k) plans that start in 2026, including new rules for catch-up contributions for ...

For Americans ages 45 to 54, the median 401(k) balance is just $67,769 according to Vanguard's How America Saves Report. This is far less than most people need to be ready to retire. Things don't get ...

Don't assume you're doomed to being cash-strapped.

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, which stack on top of the regular limits for employee contributions to ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

If you're 50 or older, you can make catch-up contributions to a 401(k) plan. The 401(k) catch-up amount has increased in 2026. The rules for making catch-up look different this year for higher earners ...

Americans ages 55 to 64 have a median 401(k) balance of $95,642. Workers over 50 can contribute an extra $8,000 annually to 401(k)s. Those aged 60 to 63 can add $11,250. Delaying Social Security until ...