NPS reforms now allow non-government subscribers to withdraw up to 80% of their corpus under various conditions, a significant increase from the previous 60% limit. This change offers greater ...

The latest Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the National Pension System) ...

Retirement planning saw major changes in 2025. Policymakers reformed EPF and NPS, making them more flexible and digital. NPS ...

"The recent amendment allows withdrawal of 80 percent as lump sum instead of the previous 60 percent, with only 20 percent mandatorily annuitized. However, the Income Tax Act has not been amended to ...

Under the amended rules, government employees are now formally allowed to take loans from regulated financial institutions by ...

Launched by the Government of India in 2004, the National Pension System (NPS) is a defined contribution pension scheme introduced after the government decided to discontinue old pensions scheme.

The National Pension System has entered a new phase of evolution. Recent regulatory updates have enhanced the liquidity, smoothed access, and provided retirees with greater control over how to ...

There are multiple differences between the EPF and the NPS, as both these scheme have their own benefits and drawbacks, especially when it comes to withdrawals. When planning to save for retirement, ...