For certain clients, the strategy can preserve assets for heirs by converting taxable registered assets into a more predictable tax-free inheritance ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance ...

Unfortunately, the SECURE Act of 2019 made it more difficult for the beneficiaries of IRAs and other retirement accounts to ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and about its pros and cons.