When looking at mortgage offers online, the interest rate doesn't always show the whole picture. Often, the lowest advertised mortgage rate includes 1 or more discount points, which translates to ...

Have you applied for a mortgage loan lately? If so, you are aware of how much mortgage rates have increased over the past couple of years. One method of offsetting the higher rates is to pay discount ...

Whether buying property or refinancing, you have the option to pay for points and lower the mortgage interest rate. What are the pluses and minuses of investing in points? And what analysis must you ...

Buying a home can be expensive with all its additional fees and costs. That’s why many homebuyers look to mortgage points as a way to lower their rates and save on long-term interest costs. However, ...