Discover how state guaranty funds protect you if your insurance company fails and what steps you can take for additional ...

You have an auto accident, but you have insurance. You’ve religiously paid your premiums, so when you arrive to pick up your repaired vehicle at the auto body shop, you are shocked to discover that ...

When an insurance company goes out of business it is said to have gone insolvent, which means it no longer has the ability to pay its operational expenses or its benefits claims. If you are the ...

Business failure has historically been a risk insurance carriers have assiduously avoided. Other than trade-credit insurance and limited credit-enhancement policies, the risk of default of a business ...

In “Navigating the Route to Product Suitability,” I began a series of articles to suggest ways for agents to implement a structured approach to arriving at a cogent and defensible product ...