You might assume that your homeowner's insurance has you covered no matter what, but that's rarely true. Every year, thousands of homeowners are shocked when their claims are denied for reasons buried ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

When the worst happens, ALE or ‘loss of use’ coverage means you won’t have the additional stress of squeezing your family into a friend’s spare room. “If your home is inhabitable due to a covered loss ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...