You can customize your homeowners policy with numerous add-ons, but below are the types of coverage that generally come standard: Dwelling. Pays to repair or rebuild the structure of your home. Other ...

Flood insurance: Flood insurance is available through Wright Flood, which works with the National Flood Insurance Program. You can buy separate coverage for your building and its contents: up to ...

Bottom Line State Farm notes on its website that you can save up to $1,127 on auto and home insurance. If you have an auto insurance policy with State Farm, it states that you can add a homeowners, ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Home insurance costs are soaring. Learn how to cut your premium in 2026 with expert-backed tips, from smart shopping to roof upgrades.

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026.

Learn about resident relatives in insurance—who qualifies, their coverage status, and examples. Discover how they impact your homeowner and auto policies.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

When Joy Sharp built a new home in the small coastal community of Wilmington, North Carolina, about eight years ago, her homeowners insurance cost was a relatively modest $1,400. That was then. Now, ...