Preparing for retirement isn’t just about saving money.

Why do so many retirees struggle to spend their savings? According to the Federal Reserve’s 2024 Economic Well-Being of U.S. Households report, only about 35% of non-retired adults say their ...

Source: Image by Nick Youngson, CC3.0, picserver. I made a smooth transition from full-time work to retirement, and I assumed that almost all retired people had a similar experience. You’re retired!