Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

In this article, learn the importance of a good credit score. Find out how to improve your credit score and how long it takes to build a good one.