Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...

It’s a good idea to check your credit reports from the three credit agencies regularly, and when consumers get their report from Equifax they may notice some changes. The company has unveiled a newly ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kyonntra / Getty Images About half of U.S.

Credit checks remain a critical but legally complex hiring tool in the financial services sector, requiring consideration of federal and state laws. Employers should be aware of new limits on the ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

It doesn't require a credit check, reports to major credit bureaus and lets you 'game' your way to better benefits. But it's missing some key features and isn't free to hold. Many or all of the ...