You don’t have to close a credit card account to avoid paying an annual fee. Downgrading your card to one that doesn’t charge is better. Here’s how to do it.

Some of the most-touted credit cards require high income for approval and high spending to make their benefits worthwhile. If you have a lower income, these credit cards may not make sense for your ...

Car rental, cell phone and travel insurance are increasingly common perks on credit cards. Some cards even offer pet insurance and rewards on insurance payments. Many or all of the products on this ...

We chose this as the best no-annual-fee business card because of its 1.5% cash-back, flat-rate return. It’s a straightforward choice for many small-business owners.