Jan. 8, 2026 – Rates Fall For Third Straight Day
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Home equity loan interest rates currently average between 7.72% and 8.01%, depending on the loan amount, loan-to-value ratio (LTV), borrower qualifications and other factors. The rate isn't the only factor that determines your total cost of a home equity loan,
Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Depending on the high-yield savings account, you might need to meet certain opening deposit or minimum balance requirements to get the highest advertised yield. Here are the financial institutions that offer the best savings account rates, including their criteria, for January 2026:
As of January 2026, senior citizen fixed deposit (FD) interest rates across banks range broadly between 5 per cent and 8.10 per cent, depending on the bank and deposit tenure, according to data compiled by BankBazaar. Interest rates vary significantly across small finance banks (SFB), private sector banks, public sector banks, and foreign banks.
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Beat average interest rates with one of the best high-yield savings accounts.
SBI, PNB, Bank of Baroda, HDFC Bank or ICICI Bank: 5-year FD rates compared – who pays most in 2026?
With RBI repo rate cuts pushing FD returns to multi-year lows, investors are re-evaluating where to park their money safely. Here’s a detailed comparison of 5-year fixed deposit interest rates offered by SBI,