The untold and imperious saga of the credit bureaus, which control the all-important credit score, casts a long shadow over every individual in the financial landscape. Credit rating agencies hold ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. CIBIL is a score of creditworthiness ...

Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify creditworthiness. Improving your score by paying bills on time, managing ...

Your CIBIL score could make or break your loan and credit card applications. Banks and NBFCs check your credit score before approving loans. You must have been asked to provide your CIBIL score while ...

LIC Housing Finance has slashed its home loan interest rates, with the lowest starting at 7.15% for borrowers with a CIBIL ...

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

In India, credit behaviour plays a crucial role in determining whether an individual can access financial products such as a personal loan, vehicle loan, or credit card. At the core of this system is ...