This week's best CDs offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have the chance to move lower.
GOBankingRates on MSN

Best CD rates of 2026

Check out the best CD rates for 2026. Find secure options with competitive rates, flexible terms and opportunities to grow your savings faster this year.
CD rates could shift this month, but they may not move in the direction savers hope for, experts say.
You can maximize your earnings in a 6-month CD by picking an account that offers a high rate. Here are some of the best 6-month CD rates available now.
The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Hilarey Gould has over a decade of journalism experience, with expertise in editing ...