And, for those sitting on a meaningful chunk of savings — let's say $25,000 — that type of rate predictability can be ...

Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely ...

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Learn how to open a Certificate of Deposit (CD) in easy steps. Compare providers, choose your CD type, submit an application, fund your CD, and maximize your interest returns.

Brokered CDs are offered through a brokerage firm instead of directly from a bank. They often provide higher interest rates and greater flexibility than standard bank CDs. This guide dives into the ...