Collateral can make loans less risky for the lender since the assets can be seized if borrowers don’t repay their loans Collateralized loans are generally easier to get and come with more favorable ...

Learn about the pros and cons of unsecured business loans.

When you research how to get a business loan, you’re sure to come across a common term—collateral. Collateral is a frequent business loan requirement, but it’s not necessary with every type of ...

Are you looking for a small business loan that doesn’t require you to put up collateral? Traditional business loans are often secured, requiring you to pledge an asset to qualify. However, many of the ...

A secured business loan puts more risk on the borrower; an unsecured loan more risk on the lender. If you don’t meet a lender ...

A new company typically must apply for a business loan to begin its operations. Established companies also may seek out business loans to finance a new project or improve an existing venture. However, ...

A small business loan can sometimes come with a long list of requirements, and one thing a lender may expect you to have is collateral. Generally, collateral refers to some type of asset owned by the ...

Starting a business can seem like a bit of a catch-22 situation. Often lenders won’t give you a business loan unless you can offer collateral—an asset that it can repossess if you default. However, ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. The process of lending inherently ...

When you need cash for a major expense, it might be tempting to max out a credit card. But you have other options that aren't as likely to harm your credit or put you in a cycle of debt -- even if ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...