Susan Dziubinski: Hi, I’m Susan Dziubinski for Morningstar. The Bucket approach to retirement portfolio planning has gotten more popular, but one size doesn’t fit all when it comes to buckets. Joining ...

But let’s assume that same retiree plans to play it safer instead, withdrawing just 3% ($30,000) per year in retirement. Under that structure, the portfolio’s allocation to safe, low-returning assets ...

One reason retirement planning feels stressful is that we expect one portfolio to do three jobs at once. It must pay next month’s bills, protect you from sudden medical or family shocks, and still ...