Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. See how you can get up to $600k with no monthly payments.
When you repay Point, you will need to pay back the original investment amount plus a predetermined percentage of your home’s appreciation. Point also deducts fees from the original amount received, covering a home appraisal, escrow, and Point’s processing costs. There is no fee for applying.
As a homeowner, you get upfront funds from Point in return for a portion of your home’s future appreciation. You control when you exit the partnership during the 30-year term.
Eddie Lim, Eoin Matthews, and Alex Rampell come together to create Point, a home equity platform. Point’s flagship product, the HEI (Home Equity Investment), empowers homeowners to unlock their equity when they need it most. Point raises a $9.1M Series A led by Andreessen Horowitz.
Point empowers homeowners to achieve their financial goals using their hard-earned home equity wealth. Find out what working with Point is really like.
Lim, the CEO and cofounder of Point, wants to make it easier for people to tap into that wealth. Lim’s company, which he founded alongside Eoin Matthews in 2015, offers homeowners lump sums of cash in exchange for a stake in their home.
With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opportunities.
Palo Alto, CA – June 17, 2025 – Point, a leading home equity investment platform, proudly announces a significant milestone: funding its 15,000th homeowner.
Upgrade your current savings into a 20% down payment with Point's SEED. Buy the home you love, sooner, with a lower monthly mortgage payment and no PMI.
PALO ALTO, Calif. — December 9, 2025 — Point, the leading home equity investment platform making homeownership more valuable and accessible, today announced a $2.5 billion capital commitment from funds managed by Blue Owl Capital, a leading global alternative asset manager.
